ExcellAgent - Page 5

Backdoor Roth IRA: How to Beat the Pro-Rata Rule and Keep Your Conversion Tax-Free
Personal Finance

Backdoor Roth IRA: How to Beat the Pro-Rata Rule and Keep Your Conversion Tax-Free

Learn how to use the Backdoor Roth IRA to save for retirement tax-free, even if you earn over $161,000. Avoid the Pro-Rata Rule with clean money tactics and file Form 8606 correctly.

Read More
Emergency Fund Goals: How to Adjust Your Savings Target for Real Life
Personal Finance

Emergency Fund Goals: How to Adjust Your Savings Target for Real Life

Emergency funds aren't one-size-fits-all. Learn how to adjust your savings goal based on your income, job stability, family needs, and living situation to build real financial security.

Read More